NOTICE OF YOUR FINANCIAL RIGHTS
We, our, and us, when used in this notice, mean Citizens National Bank. When we use the words "you" and "your" we mean the following types of customers:
All of our consumer customers who have a continuing relationship with us, such as:
Safe Deposit Box
We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information.
We first define some terms.
Nonpublic Personal Information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic Personal Information does not include information that is available from public sources, such as telephone directories or government records.
An Affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us.
Ownership does not mean complete ownership, but means owning enough to have control.
A Nonaffiliated Third Party is a person we do not employ or a company that is not an affiliate of ours. This is also known as nonaffiliated third party, or simply, an "other party."
The Information We Collect
We collect information about you from the following sources:
Information you give us on applications or other forms
Information about your transactions with us
Information about your transactions with our affiliates
Information about your transactions with other parties
Information from a consumer reporting agency
Information we receive as a result of verifying customer information
The Confidentiality, Security, and Integrity of Your Information
We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information.
Nonpublic Personal Information and Affiliates
We may disclose information about you to our affiliates. Here are the kinds of information and the source of that information:
Transaction and experience information from our account records:
Information about your transactions and experience with us, such as:
Federal law allows us to disclose the information listed above with one affiliates.
Reasons for Disclosure
We may disclose information about you to our affiliates to provide you with information about additional products and services.
Nonpublic Personal Information and Nonaffiliated Third Parties
We will not disclose nonpublic personal information about you to anyone except as disclosed in the policy or as permitted by law.
CITIZENS NATIONAL BANK DOES NOT
SELL CUSTOMER INFORMATION