Loan Services

Personal

Our bank makes its credit products available to all qualified applicants.  An installment loan is the most popular method of financing that new car, boat, recreational products, or any other major purchase.  Ask any of our loan officers before you make that purchase and we will be glad to help.

Agriculture

Whether the need is short-term operating capital, intermediate machinery purchases or re-financing, or long-term land purchases, we can help.  We will spend a lot of time with you through the year as needed and our expertise can help make your operation a successful one.

Home Purchase, Refinance, and Home Improvement Loans

Citizens National Bank is proud of the fact that we make a lot of home loans.  We have helped to make many customers see their dreams come true with a new home, remodel, or refinance.  The best thing about our home loans is that they save you money.  We offer NO POINTS-NO FEE home loans.  We also provide interim financing and we offer permanent financing at the end of your project.

Home Equity Loans

As long as you meet equity requirements, we provide this service.  The great thing about a home equity loan is that the money can be used to pay off existing debt, add on to your existing home, consolidate bills, or just take that dream vacation.  We have very competitive rates and can save you on tax dollars.