Loan Services


Our bank makes its credit products available to all qualified applicants.  An installment loan is the most popular method of financing that new car, boat, recreational products, or any other major purchase.  Ask any of our loan officers before you make that purchase and we will be glad to help.


Whether the need is short-term operating capital, intermediate machinery purchases or re-financing, or long-term land purchases, we can help.  We will spend a lot of time with you through the year as needed and our expertise can help make your operation a successful one.

Home Purchase, Refinance, and Home Improvement Loans

Citizens National Bank is proud of the fact that we make a lot of home loans.  We have helped to make many customers see their dreams come true with a new home, remodel, or refinance.  The best thing about our home loans is that they save you money.  We offer NO POINTS-NO FEE home loans.  We also provide interim financing and we offer permanent financing at the end of your project.

Home Equity Loans

As long as you meet equity requirements, we provide this service.  The great thing about a home equity loan is that the money can be used to pay off existing debt, add on to your existing home, consolidate bills, or just take that dream vacation.  We have very competitive rates and can save you on tax dollars. 


NOTICE: The information contained in this site is provided for general guidelines on several subjects of interest for the user. User should be aware that laws, regulations and standards can vary and the information on this site should not be used as professional advice or services. A qualified professional should be consulted regarding user's own situation before any decision making. Citizens National Bank is not responsible for any actions taken by users. Use of this information is at user's own risk. Each user has a special or unique need or situation that should always be addressed by a professional who understands that need or situation. The information contained in this site is presented "as is" and Citizens National Bank does not guarantee that the information contained herein is accurate, complete or timely. Citizens National Bank will not be liable for any action, risk, loss, damages, whether direct or indirect, from use of the information contained in this site. This site is provided for informational use only. Our website contains links and features that are provided to our customers from outside sources. We are not responsible for and have no control over the content or subject matter of these links, however it is our sole intent to provide only good information that our customers can find useful. The user must be aware that there is a great amount of information and opinion to be considered by anyone looking after their financial situation. No two situations are alike. The most useful advice is that which is provided for a specific and individual set of circumstances.