
Dear Valued Customer,
Welcome to Citizens National Bank. We appreciate your business. We are very excited to be offering Online Banking and Bill Pay to you, our customers. We have been in business since 1981 and our mission has been to serve Wills Point, Grand Saline, as well as the surrounding communities by providing personalized banking services. Some of you may remember that our roots began in a temporary headquarter located on the Citizens Plaza Shopping Center parking lot. We are proud to be an independent community bank with one full service branch located in Grand Saline, Texas.
Click HERE to register your account and get started with Online Banking!
Please view our updated Overdraft Information Page to protect your account today!

Customer Safety Information
As your Hometown Advantage, our goal is to make your safety our priority. In doing so we strive to do all that we possibly can to protect you and provide you with the most adequate and accurate information regarding your safety. With that in mind we are requesting that you NEVER give your Citizens National Bank account number in response to a phone call or e-mail request. Citizens National Bank will never call you or send an e-mail requesting that you verify your account number. No legitimate business will ask you to verify your credit card/debit card information or any PIN number granting access to your personal banking records. If at any time you receive a phone call or an e-mail requesting any of your Citizens National Bank account numbers or banking information, please contact Citizens National Bank. If you receive an e-mail requesting sensitive information please forward it to our Online Support Department. If you are contacted and asked for personal or banking information, for your security PLEASE do not respond to e-mails or release any information to callers.
NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.
The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accountss ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.